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Download UPI App

You can download UPI apps of following banks from following links:
Note: you can download and install any banks UPI APP, irrespective of your banks, you are having account. Single Bank UPI APP will work with all the Bank Accounts.

Sl.No. Bank Name App Name
1 Allahabad Bank Allahabad Bank UPI
2 Andhra Bank Andhra Bank ONE
3 Axis Bank Axis Pay
4 Bank of Baroda Baroda MPay
5 Bank of Maharashtra MAHAUPI
6 Canara Bank Canara Bank UPI - Empower
7 Catholic Syrian Bank CSB UPI
8 Central Bank of India Cent UPI
9 DCB Bank DCB Bank
10 Dena Bank Dena Bank E-UPI
11 Federal Bank Lotza
12 HDFC Bank HDFC Bank MobileBanking
13 HSBC HSBC SimplyPay App
14 ICICI Bank Pockets- ICICI Bank
15 IDBI Bank IDBI PayWiz
16 IDFC Bank IDFC Bank UPI App
17 Indian Bank Indian Bank UPI
18 IndusInd Bank Indus Pay
19 Karnataka Bank KBL Smartz
20 Karur Vysya Bank KVB Upay
21 Kotak Mahindra Bank KayPay
22 Oriental Bank of Commerce OBCUPI PSP
23 Punjab National Bank PNB UPI
24 RBL Bank RBL Pay
25 South Indian Bank SIB M-Pay (UPI Pay)
26 State Bank of India SBI Pay
27 Syndicate Bank Synd UPI
28 TJSB Bank TranZapp
29 UCO Bank UCO UPI
30 Union Bank of India Union Bank UPI
31 United Bank of India United UPI
32 Vijaya Bank Vijaya UPI App
33 Yes Bank Yes Pay
34 Standard Chartered Bank Standard Chartered UPI
34 BHIM APP BHIM APP

How to register for UPI Payments?

Step 1: Creation of Profile

  1. Download the UPI application into your handset
  2. In case you are using a dual SIM handset then, application will ask you to select your SIM which is registered with your bank.
  3. Application will send one message to verify the number (ensure sufficient balance in registered number)
  4. On successful verification create your profile.

Step 2: Add your bank Account

  1. Go to Add Account option.
  2. Select bank name from the list of available banks.
  3. If same mobile number is registered in the selected bank, then you will be able to see your account/s opened with the bank.
  4. Select account which you want to link and create Virtual id for the account (which you can share with others to receive funds).

Step 3: Set PIN/Mobile banking registration

  1. After linking the account you need to set/register PIN for the selected account for using it for UPI.
  2. Go to Set MPIN option and select your account for which you want to set the pin.
  3. Enter OTP, which you will receive on your number.
  4. Set PIN and confirm PIN.
  5. Enter last 6 digits of your debit card linked with the account and expiry date.
  6. On successful verification you will receive "PIN Created successfully" Message.

How to send or collect Money with UPI APP?

Send Payments with UPI APP:

  1. Go to Pay option and select your account
  2. Select payee address type (in case you are having customers virtual id select virtual address)
  3. Now input beneficiaries virtual address and amount, if you want to register the beneficiary you can do the same through participant option.
  4. Now submit and verify the details after putting your PIN number.
  5. You can check the transaction status through the menu.

Receive Payments with UPI APP:

  1. Got to "Collect" option and select your account.
  2. Enter the virtual address details of the customer from whom you want to collect the money.
  3. Now submit and verify the details.
  4. You can check the transaction status through "Txn Status" menu.
  5. You will receive notification/SMS from the bank once your transactions get approved.


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