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    State : KERALA

    City : PALAKKAD

    Branch : KALPATHY (PGT)

    IFSC Code: PUNB0428300

    MICR Code: 678024004

    Contact No.: 0

    Address : DWARAKA, DOOR NO.1/706

    Website :

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    What is a IFSC Code / IFS Code?

    IFSC Code is the short form of Indian Financial System Code. IFSC Codes system has been developed by Reserve Bank of India in order to facilitate transfer payements within banks in India. IFSC Codes are also known as IFS Codes. IFSC Codes or IFS Codes are required for the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems. IFSC Codes uniquely identifies each bank branch participating in the online Payment and settlements in India.

    IFSC Code is formed of 11 characters in following system:

    • First four characters in the IFSC Code from left depicts bank code. In the case of PUNJAB NATIONAL BANK the first four characters from left PUNB indicates that it is PUNJAB NATIONAL BANK.
    • 5th Character from left in the IFSC code has been reserved for future use and till then has to be 0
    • 6th to 11th Characters from left in the IFSC Code has to be assigned to the branches of the bank located in India. In the case of KALPATHY (PGT) of PUNJAB NATIONAL BANK last 6 characters 428300 has been assigned to KALPATHY (PGT) located in the city of PALAKKAD at address :DWARAKA, DOOR NO.1/706.
    • Note: Many Banks print IFSC Codes on the cheque Books issued to their customers. Banks also publish their branches IFSC Codes on their websites. You can cross check the IFSC Codes published on this site before using them to be sure that you are using correct IFSC Codes for transferring payments.